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Basic Home Loan
Get a simple, low interest rate home loan with no monthly fees
Do you want a low interest rate home loan that’s easy to use? Then the Basic Home Loan could be for you. This low-frills home loan offers a low variable interest rate and no monthly fees. Enjoy the flexibility of making weekly or fortnightly repayments and the ability to make extra payments. A redraw facility is also available if you’ve made extra payments1
-
Competitive interest rate
No monthly administration fees
Flexible repayment options
Convenient redraw facility
Interest type
- Variable interest rate
Term
- Up to 30 years
Can be used for building
-
No
Available for vacant land
- Yes
Frequency
- Choose to pay weekly1,fortnightly1 or monthly
Additional payments
-
Make additional payments at any time
Automatic repayments
- Set up convenient automatic repayments from your nominated account
Interest-only option
- Choose monthly interest-based repayments
- Not available
Ability to increase loan amount
- Applying for additional funds is simple1
Redraw facility
- Get access to any extra payments you make with a convenient redraw facility2
-
Not available
- Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce2
- Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan
- Not available
- Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately
Learn more about this simple, low interest home loan
- Call a home loan expert on 13 33 30 8am - 9pm (AEST), 7 days a week
1. Subject to Bank approval. A fee applies for each approved request.
2. Available on loans with principal and interest repayments only.
2. Available on loans with principal and interest repayments only.
