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Fixed Rate Home Loan
Fixed repayments on your home loan let you budget for the future with confidence
Protect yourself against rising interest rates and make long-term budgeting easy with a fixed rate home loan. The interest rate on many St.George home loans can be fixed for periods of one to five years – meaning that they are guaranteed not to change during this time. At the end of the fixed rate period, the interest rate reverts to the Standard Variable Rate or you can ask us to fix the interest rate for another fixed rate period.
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Guaranteed interest rate for a set period – choose 1 to 5 years
Protection from rising interest rates
Budget with confidence – you know exactly how much you need to repay
Interest type
- Fixed interest rate. Select from fixed rate periods of 1 to 5 years
Term
- Up to 30 years
Available for vacant land
- Yes
Frequency
- Choose to pay weekly1,fortnightly1 or monthly
Additional payments
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Make additional payments
Automatic repayments
- Set up convenient automatic repayments from your nominated account
Interest-only option
- Choose monthly interest-based repayments
Interest in advance
- Choose to pay interest in advance and receive a discounted interest rate3
- Get great savings with this all-inclusive home loan package that includes a home loan, transaction account, credit card and more
- Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce4
- Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan
- Enjoy the benefits of a fixed and a variable rate
- Yes4
- Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately
Learn more about our Fixed Rate Home Loan
- Call a home loan expert on 13 33 30 8am - 9pm (AEST), 7 days a week.
1. Available on loans with principal and interest repayments only.
2. There is a limit on the amount of additional payments before break costs become payable.
3. Available for investment loans only. Interest rate discount availability may vary.
4. Subject to the Bank’s approval and a fee applies for each approved request.
2. There is a limit on the amount of additional payments before break costs become payable.
3. Available for investment loans only. Interest rate discount availability may vary.
4. Subject to the Bank’s approval and a fee applies for each approved request.
