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Self-employed and small business owners

Don’t let fluctuating income prevent you from owning a home

If you’re self-employed or own a small business, you probably experience uneven cash flow or fluctuating income. But this doesn’t have to be a barrier to getting a home loan. We offer two loans designed especially for those having trouble providing documentation about their income.

Suggested loans for people who are self-employed or small business owners

What do you need? The St.George solution
You want a home loan but are having trouble providing documented proof of income Low Doc Home Loan
You want a flexible line of credit but are having trouble providing documented proof of income Low Doc Portfolio Loan

If you can provide the usual income and financial documentation, have a look at our complete range of home loans.

A comprehensive lending solution for business

Small business owners can save a bundle with the Business Owners’ Loan Package. This small business solution is built around a home loan account for business purposes. Get great savings on your loan with this all-in-one solution for your banking, personal and investment needs.

Prepare to apply

Before you take the step to apply, gather the required documents to support your application. Use our application checklist as your guide.

Contact us

Contact a home loan expert to discuss our home loans for self-employed and small business owners. Call 13 33 30,  8am - 9pm (AEST), 7 days a week.

Ready to apply

Applying for a St.George home loan is easy. Apply now

* Redraw only available on variable rate loans, and each redraw request is subject to the Bank’s approval. A fee may be payable for each approved request.
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