Compare personal loans

A St.George Personal Loan provides you with the money you need, with a fixed or flexible repayment plan to help you budget. Whether you want funds for a holiday, to invest in shares, for a new car or boat, for consolidation purposes, or to pay for expected or unexpected expenses, a St.George Personal Loan can make money available quickly.

Features	Unsecured Personal Loan	Secured Personal Loan	Get Set Loan	Personal Overdraft
Amounts Available	$3k - $40k	$3k - $80k	$5k - $50k	$500 - $20k
Variable Rate available
Fixed Rate available			-	-
Establishment Fee	From $150	From $195	From $150	-
Monthly Fee	$9	$7	$9	$6
Fees on early repayment	⁺	⁺	-	-
Redraw facility	^{^}	^{^}
Debt Consolidation				-
Repayments	Weekly Fortnightly Monthly	Weekly Fortnightly Monthly	The higher of $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee	Repayments on demand. Overlimit amounts repayable immediately.
VISA debit card	-	-		^*
Cheque Book	-	-	^*	^*
Loan insurance (Consumer Credit Insurance)				-
Decisions Online		^*
Apply Online	Personal Loan	Personal Loan	Get Set Loan	Personal Overdraft
Apply over the Phone	13 33 30	13 33 30	13 33 30	13 33 30

+A discharge processing fee is payable on early repayment of any Personal Loan. Break costs may be payable on early repayment of a fixed rate Personal Loan. Please see the Personal Loan fees and charges schedule available at any branch for further details.
^All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies for each approved redraw request. Redraw is not available on loans with a fixed interest rate
* Optional feature