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Secured Personal Loan
Get the car you want today
Planning to buy, upgrade or refinance your car? St.George can help you reach your goals sooner with a low interest Secured Personal Loan.
Let's get you started
- Your vehicle is used as security to help keep rates low~
- Choose from fixed or variable interest rate
- Borrow from $3,000 to as much as $80,000
- $195 establishment fee and a low $7 monthly fee^^
A flexible loan to suit your lifestyle
- Repayment terms from 1 to 7 years available#
- Choose to repay the loan weekly, fortnightly, or monthly
- Redraw facility available on variable interest rate personal loans.**
- Track and manage your loan repayments by using St.George Internet Banking
- Option to protect your loan
Apply online
Call us
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1300 764 703 8am to 9pm (EST), 7 days
Visit a branch
* Rates subject to change without notice. The comparison rate above is calculated based on a secured loan amount of $10,000 over a loan term of 3 years. St.George does not provide credit for the amount or over the loan term specified at the interest rate shown above. A comparison rate schedule of our secured personal loan product is available at any St.George branch. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may the cost of the loan.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, loan application must also be made in joint names.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review.
View St.George Personal Loan Terms and Conditions.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, loan application must also be made in joint names.
^ Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
Subject to St.George Bank lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review.
View St.George Personal Loan Terms and Conditions.
